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Stop Unnecessary Interest Rate Hikes on NC Consumer Loans
Out-of-state consumer finance companies are asking the NC legislature to increase interest rates and penalties on already very expensive consumer loans. A study by the NC Commissioner of Banks–which the legislature commissioned – said there is no need to raise rates, fees or loan size limits. This will costs NC borrowers $50-70 million every year in additional interest and make it harder to repay their loans. Take Action »
Act Today to Keep Payday Lending Out of NC
North Carolina residents spent years getting rid of payday lending in our state. Then it took five more years and considerable legal action to get these predatory lenders out of the state for good. Why on earth are some NC lawmakers inviting this predatory industry back?
Like storefront payday loans, bank payday loans are priced at nearly 400% annual interest, and their short terms create a cycle of debt that turns customers into trapped borrowers. Tell bank regulators to act quickly to stop payday lending from becoming business as usual in our nation's banking system.Take Action »
Is Your Bank Cooking the Books?
If your bank is reordering transactions to charge more overdrafts, they should hear from you. Take Action »
End Legal Loansharking
Help free millions of Americans from short-term loans that create long-term, high-cost debt. Take Action »
Share Your Story
Have you seen the impact of predatory lending in your own community? Are you a victim of predatory lending? Your story can show how predatory lending damages families and communities. Take Action »
Please note that public comments letters sent to regulators generally are posted without change, including any personal information provided.
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Welcome to CRL's Action Center! In the fight against predatory lending, your voice counts.
Center for Responsible Lending | 302 West Main Street, Durham, NC 27701 | (919) 313-8500 District of Columbia Office | 910 17th Street NW Suite 500, Washington, DC 20006 | (202) 349-1850 California Office | 1330 Broadway Suite 604, Oakland, CA 94612 | (510) 379-5500