Stop Unnecessary Interest Rate Hikes on NC Consumer Loans

Out-of-state consumer finance companies are asking the NC legislature to increase interest rates and penalties on already very expensive consumer loans. A study by the NC Commissioner of Banks–which the legislature commissioned – said there is no need to raise rates, fees or loan size limits. This will costs NC borrowers $50-70 million every year in additional interest and make it harder to repay their loans.
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Act Today to Keep Payday Lending Out of NC

North Carolina residents spent years getting rid of payday lending in our state. Then it took five more years and considerable legal action to get these predatory lenders out of the state for good. Why on earth are some NC lawmakers inviting this predatory industry back?

Hear one NC pastor's appeal:

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Tell Washington: A Payday Loan is a Payday Loan

Like storefront payday loans, bank payday loans are priced at nearly 400% annual interest, and their short terms create a cycle of debt that turns customers into trapped borrowers. Tell bank regulators to act quickly to stop payday lending from becoming business as usual in our nation's banking system.Take Action »

Is Your Bank Cooking the Books?

If your bank is reordering transactions to charge more overdrafts, they should hear from you. Take Action »

End Legal Loansharking

Help free millions of Americans from short-term loans that create long-term, high-cost debt. Take Action »

Share Your Story

Have you seen the impact of predatory lending in your own community? Are you a victim of predatory lending? Your story can show how predatory lending damages families and communities. Take Action »